Call Adam @ 402-814-8170
Navigating health insurance options can be overwhelming, but you don’t have to do it alone. As a licensed and independent health insurance broker, I help individuals and families find health insurance that fits their needs and budget.
What is included in Marketplace plans?
All Marketplace health plans include essential health benefits, such as:
Are there subsidies/discounts available?
The Advanced Premium Tax Credit (APTC), a.k.a. "discount" or "subsidy" helps lower your monthly premium costs. Your eligibility and the amount you receive depend on:
When you apply, the government estimates your discount based on your income. If your income changes during the year, it’s important to update your information to avoid owing money or missing out on savings.
Which companies offer plans?
In 2025, five insurance companies offer 78 Marketplace plans in Lincoln, NE. The total number is based on your ZIP code, so the total number of plans available is different depending on where you live.
I am contracted with all five carriers, meaning I can compare your options and help you enroll in any of these 78 unique plans—at no extra cost to you.
Why work with me?
When you apply through Healthcare.gov, you’re on your own. When you work with me, you get personalized guidance from someone who understands Nebraska’s Marketplace plans inside and out. I can:
✅ Compare plans from all five companies to find the best fit
✅ Ensure your doctors and prescriptions are covered
✅ Help you understand costs, deductibles, and subsidies
✅ Assist with enrollment and policy updates throughout the year
There’s no reason to navigate this process alone when professional assistance is free. Let’s find the right health insurance plan for you and your family. Call, text, or email me today to get started!
Want to compare plans and get an estimate for what you might be paying for ACA/Marketplace plans?
Although I am licensed in Nebraska, Iowa, and Arkansas, I may not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Adam Niederklein - Health Insurance Broker
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.